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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great company very helpfull

Very easy to get on phone and explaine things simply Reviewed on: 11th April 2023

15

Very good service and a great card Reviewed on: 11th April 2023

Great card to have

Easy to use and the app is brilliant.., gives you all the information you need! Reviewed on: 11th April 2023

Fantastic credit

Easy to use best app going !!!!!! Reviewed on: 11th April 2023

Awesome

Fantastic easy to use always there when I need it Reviewed on: 11th April 2023

Amazing

Great service, and the app is really simple to use and effective. Wish I had one of these cards sooner !! Keep up the good work Zopa Reviewed on: 11th April 2023

Brilliant

Brilliant service really good rate Reviewed on: 11th April 2023

Excellent product

Definitely would recommend to friends and family Reviewed on: 11th April 2023

credit card review

never had any issues with Zoopa from start to finish they’ve always been there to support me couldn’t recommend enough Reviewed on: 11th April 2023

Great

Amazing card easy to sort and set up Reviewed on: 11th April 2023

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