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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025
lea Taylor's avatar
lea Taylor

Excellent company

5
Zopa have been good to me, the company have helped me keep on track with my repayments and in turn help build my credit. A+ to Zopa. Reviewed on: 11th April 2023
Justin cripps 's avatar
Justin cripps

Credit card

5
The best credit card I've ever had. Nice thing is when you pay money in,it clears straight away, none of this waiting 3days for funds to clear. Well done zopa. Reviewed on: 11th April 2023
Credit card's avatar
Credit card

Total confidence

5
Amazing servive, Unbelievable. Just a great company to deal with Reviewed on: 11th April 2023
David Gladwell's avatar
David Gladwell

Excellent company to deal with

5
Have credit card with Zopa and have had plain sailing with every aspect. Delivery of card was prompt, payments are easy to manage on the app. Just a pleasure to deal with Reviewed on: 11th April 2023
Paul Willetts's avatar
Paul Willetts

Very good terms

5
Keep me updated on spend Best credit card to have APR is reasonable Reviewed on: 11th April 2023
Julie 's avatar
Julie

Simple credit card

5
Easy app…couldn’t ask for anything more from a credit card company. Reviewed on: 11th April 2023
MrsH's avatar
MrsH

Very good at what they do

5
Very user friendly app with absolutely no ambiguity about what’s owed and when. I like that I can chip away daily if I get frivolous with my spending. Reviewed on: 11th April 2023
Andrew Dempster's avatar
Andrew Dempster

Excellent

5
Fantastic card and customer service is amazing Reviewed on: 11th April 2023
Colin Mclachlan's avatar
Colin Mclachlan

Excellent

5
I love my Zopa credit card account, the app is extremely to use to view balances and make payments, these are updated instantly following a transaction / payment. I also like getting notifications each time I make a payment using my credit card to keep on top of my spending. Reviewed on: 11th April 2023
TLW13's avatar
TLW13

Excellent

5
Quick and easy to apply great card Reviewed on: 11th April 2023
Phil's avatar
Phil

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