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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to us

My Zopa Credit card is brilliant. From applying to getting my card was 4-5 days. Application process was very easy and the app is easy to use and understand. Highly recommend Reviewed on: 11th April 2023

is very good

I recommend, they are very good and do not charge like others and have low interest rates Reviewed on: 11th April 2023

Great in every way

Great in every way.. a card that suits everyone Reviewed on: 11th April 2023

Great

Really good and helpful whenever any problems arise. Very supportive and easy to use. Reviewed on: 11th April 2023

Excellent

Excellent product have recommended it to friends and family Reviewed on: 11th April 2023

Easy hassle free

Great app easy to use hassle free experience Reviewed on: 11th April 2023

Reliable

Supportive and easy to approach, customer care second to non. Reviewed on: 11th April 2023

Top

Very good customer skills Very responsive Flexible The best i had Reviewed on: 11th April 2023

simply put - a great credit card

it was very easy to apply online and receive a quick decision. setting up the card account was pain free with an acceptable initial credit limit. The card arrived very quickly too Statements are easy to read on the app. Hassle free credit card! Reviewed on: 11th April 2023

Amazing

Brilliant company would highly recommend Reviewed on: 11th April 2023

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