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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good service

Very good I like their services and is convenient to use and has low Apr Reviewed on: 11th April 2023

Best credit card!!!

Love this credit card, inclusive provider. I’ve struggled with my credit and this company really helped me and is also boosting my credit score. Reviewed on: 11th April 2023

Great service

Great credit company the app easy to keep on track and makes payments easy toanqge Reviewed on: 11th April 2023

Amazing

Excellent customer service fantastic service helped a key worker through the hardest of times thank you Zopa Reviewed on: 11th April 2023

Great starting card

Great experience & a good way to rebuild credit Reviewed on: 11th April 2023

very good very useful

it is very good in difficult times Reviewed on: 11th April 2023

Zopa warriors

It’s overwhelming to use this product Reviewed on: 11th April 2023

Easy to use and accepted every where

The zopa card has been become my favourite card because of its acceptability in numerous stores I shop. It's also very easy to use, with the app, making repayment is practically seamless Reviewed on: 11th April 2023

So easy to use

So easy to use and straightforward love my zopa card Reviewed on: 11th April 2023

Easy to use

Greet app to see what you're spending and ot bombarded with msrketing Reviewed on: 11th April 2023

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