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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very good customer service easy and quick to apply

Very good customer service easy and quick to apply Reviewed on: 6th March 2026

Very cool project !

Very cool project !!!!!!!!!!!!!!!!!!!!!!!!! Reviewed on: 6th March 2026

Excellent service from Zopa highly recommended to ot...

Excellent service from Zopa highly recommended to others Reviewed on: 6th March 2026

Great company

I haven't had to contact customer service, but have given a excellent, due to not having to contact them at all.,I am not very tech savvy but your app is very easy to use, perfect for someone like me. Reviewed on: 6th March 2026

Very easy to get hold of customer service the intera...

Very easy to get hold of customer service the interactions are easy and straightforward Reviewed on: 6th March 2026

Fantastic customer service user friendly app five st...

Fantastic customer service user friendly app five star ***** Reviewed on: 6th March 2026

The Zopa team are really great to deal with, very pr...

The Zopa team are really great to deal with, very professional yet remaining very friendly and helpful. Straight talking no woffal. Reviewed on: 6th March 2026

Very prompt replies to any queries or questions I’ve...

Very prompt replies to any queries or questions I’ve had and everything set out very clearly in the app Reviewed on: 6th March 2026

Zopa has a user friendly app.

Zopa has a user friendly app. It’s a seem less credit transaction experience. Reviewed on: 6th March 2026

The communication form Zopa and their professionalis...

The communication form Zopa and their professionalism has been very refreshing. I would highly recommend them. Reviewed on: 6th March 2026

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