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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great for credit building

Good services, easy to use app. Reviewed on: 11th April 2023

Awesome

Great custermer satisfaction and great custermer service Reviewed on: 11th April 2023

Fantastic app

Fantastic advice to help getting your score up Reviewed on: 11th April 2023

Excellent card

This card is simple and easy to use with a friend app to go with it, with a borrowing power tool to help explain we’re you need to work on with your finances it’s an excellent help to improve your credit rating Reviewed on: 11th April 2023

Best credit card and easy to check app

Excellent card with easy access on app very happy customer Reviewed on: 11th April 2023

The intelligent credit card

Love this credit card. so easy to track my spending. Keeps an eye on my credit score with monthly updates. App is so easy to use too just can’t fault it. Reviewed on: 11th April 2023

Best credit card for poor credit

The best service the easiest application process just the best Reviewed on: 11th April 2023

Always accommodating

Perfect credit card company I'd use them for all types of credit. Always understanding on your personal circumstances. Quick at responding 5* service Reviewed on: 11th April 2023

Quicker approval and one of best card

Quicker approval process even for low credit score people and one of best cards Reviewed on: 11th April 2023

Easy to use.

The app is very comprehensive, offering updates on your balance and suggestions on how to increase your credit rating. They don't push their product in an obtrusive manner, always advisory and enabling understanding of their products. Reviewed on: 11th April 2023

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