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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Miss

Great customer service and always there help Reviewed on: 11th April 2023

The best app

Very good card the best offers and very good customer support Reviewed on: 11th April 2023

Truly impressed!

From application to making repayments and everything in between could not have been easier. Really impressed with communication and customer service. App is very easy to navigate also. I have recommended to all my friends and family! Reviewed on: 11th April 2023

Good in service

This Zopa card works every where some credit cards will not work in every store it works everywhere good one Reviewed on: 11th April 2023

Credit Card

There was a delay in the card being issued but the customer services was very good and quickly resolved the issue. App works well. Reviewed on: 11th April 2023

Great card

Brilliant for emergency good customer service what else you need Reviewed on: 11th April 2023

Best credit card

It’s very easy, accurate information, transactions as well as no hidden fees. Reviewed on: 11th April 2023

Amazing

Great service easy to use app. Updates regularly. Easy to set in Reviewed on: 11th April 2023

Very good service

Helpful and informative systems in place, easy to use on the login page Reviewed on: 11th April 2023

Great product

Long balance transfer period and good service Reviewed on: 11th April 2023

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