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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

credit card

I am satisfied with the use of this card, when I deposit money, it is credited to my account immediately, no waiting Reviewed on: 11th April 2023

Zopa is very reliable

I like Zopa because of their customer service and the rate is so good. Reviewed on: 11th April 2023

So Easy

Great service with Zopa with there credit card, nice and easy to set up and fully up to date APP Reviewed on: 11th April 2023

Exceptional

Absolutely outstanding so easy to use Reviewed on: 11th April 2023

Great credit card

No fuss apply for the card got it straight away easy to use not hassle at all. And they keep u informed of any changes ASAP would recommend the company to anyone Reviewed on: 11th April 2023

Great card

Zopa is a great card accepted me always give reminders of next payment definitely would recommend Reviewed on: 11th April 2023

A smarter card for smart people

My experience has been 100% positive from the day I registered, right through to receiving and using the services provided. Reviewed on: 11th April 2023

Great Banking

- Brilliant app - easily accessible - clear and consistent communication - supportive when I had questions - quick response when I had questions Reviewed on: 11th April 2023

Satisfaction guaranteed

Excellent all round service Reviewed on: 11th April 2023

Thanks guys

Been using my credit card for a few months now and had absolutely no problems, nice easy access and affordable paybacks Would recommend anyone trying to build credit score to get an account Reviewed on: 11th April 2023

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