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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Top product

5
Great product and customer service Reviewed on: 11th April 2023
K's avatar
K

Perfect

5
Very good. Y happy with your service Reviewed on: 11th April 2023
Nicoleta Petcu 's avatar
Nicoleta Petcu

Zopa tastic

5
The best credit card company who listen to the customer and provide great customer service. Reviewed on: 11th April 2023
Alan Milroy's avatar
Alan Milroy

Easy to be updated

3
First time of having this card and l found that your kept updated on every item and keeps website of any news Reviewed on: 11th April 2023
marc julyan's avatar
marc julyan

Simple and easy to use

5
Since using Zopa, I have found it so easy to pay back as well as streamlined. Reviewed on: 11th April 2023
Jordaan Williams's avatar
Jordaan Williams

Amazing Card and App

5
Card is great with an easy to use and informative app to help you with your spending, and give you insights and tips on how to improve your credit score. Would definitely recommend! Reviewed on: 11th April 2023
James Maskrey's avatar
James Maskrey

Good for start-ups

5
When all other credit card provider denied me. Zopa gave me the chance which is my first and only credit card. Will recommend Reviewed on: 11th April 2023
Ade's avatar
Ade

Brilliant Credit Card

5
Fabulous service, easy to use payment system Reviewed on: 11th April 2023
Karen's avatar
Karen

Great apr interest rate.

5
I have been with Zopa for almost a year now and they are the best. They given me great apr interest. Am also looking to get car finance through Zopa because they are really the best out there. Reviewed on: 11th April 2023
Marvin 's avatar
Marvin

Perfect

5
Have had no problems with Zopa at all always have run smoothly and been happy with them from day one Reviewed on: 11th April 2023
janice Trenchard's avatar
janice Trenchard

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