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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent service

The Zopa credit card has allowed me to improve my credit rating, it’s user friendly app and notifications have helped me to keep on top of my finances! I couldn’t recommend a better bank Reviewed on: 11th April 2023

Very good 1.

Zopa is a good credit company. Very good Reviewed on: 11th April 2023

About credit card

So good company zopa Reviewed on: 11th April 2023

Great card

Great card, good set up and easy to use. Reviewed on: 11th April 2023

Simple and Straightforward

Application is straightforward and website simple to navigate. Customer service is easy to reach and helpful. App keeps you up to date with spending and payments. Reviewed on: 11th April 2023

Useage of application

It’s flexible in using in application Reviewed on: 11th April 2023

Great company!

Very quick to be approved. Easy repayments. Easy app. Efficient statements and all in all great credit card company!! Reviewed on: 11th April 2023

Amazing company

Fast safe and speedy setup. Great customer service Reviewed on: 11th April 2023

Awesome

Great institution i would recommend Reviewed on: 11th April 2023

Excellent customer service support

Excellent customer support & service Reviewed on: 11th April 2023

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Want to see more from Zopa?

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