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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great helpful service

Since being with zopa I couldn't fault them in any way very helpful staff and every thing on there app is easy to get to. Reviewed on: 11th April 2023

Quick and easy

It was quick and easy to apply. The app is so simple to understand and navigate. Reviewed on: 11th April 2023

Great card

Great card ... never had a problem with zopa Reviewed on: 11th April 2023

This is very good for who ever most in need

I have got the sum that I needed through Zopa at the right time Thanks Reviewed on: 11th April 2023

Excellent

I started using Zopa credit card since last year and their services and performance have been outstanding.i will chose zopa over and over again Reviewed on: 11th April 2023

Great service

Great card, app is very easy to use and communication is good Reviewed on: 11th April 2023

Great company

Great customer service, very supportive when I couldn't afford a payment, will recommend Reviewed on: 11th April 2023

Straight forward and easy to use

The zopa credit card application was very easy and straightforward. Everything went very smoothly. The app is also very easy to use and let's you know very easily what your balance is, when your payment is due and the amount due also. Reviewed on: 11th April 2023

Perfect

All very helpful Nice and friendly Reviewed on: 11th April 2023

Nice and easy

Helped me when others wouldn’t. App very easy to use. Reviewed on: 11th April 2023

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