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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

The best credit card

Very happy with this credit card, thank you zopa Reviewed on: 11th April 2023

Quick and easy.

Quick and easy. Just how I like my women. Reviewed on: 11th April 2023

Credit card

Great card, good interest rates and easy app to use. Reviewed on: 11th April 2023

Quick, easy

Very good service, quick and easy to use Reviewed on: 11th April 2023

Zopa

Zopa really helped when I could not get any other cards Reviewed on: 11th April 2023

Easy & Simple

I have a credit card and balance transfer with 0% interest till May. It was amazingly easy to sign up and I got a quick acceptance. The app is simple to use and has allowed me to have piece of mind over my finances Reviewed on: 11th April 2023

Brilliant

Found the company very helpful with any request. Quick and precise explanation of any questions. The app is fantastic Reviewed on: 11th April 2023

Zopa was there when I needed them.

Zopa helped me when I needed it, the app is very helpful and user friendly and over all a good product I recommend. Reviewed on: 11th April 2023

So easy

Zopa are clear and concise on everything, account is easy to run, it’s easy to see how much you are spending and they have tools to help you keep your credit score within limits. Reviewed on: 11th April 2023

Good Credit card

Its a good credit card for people with average credit score. the approved limit was much higher than capital one, although their rate of interest is considerably low, but that doesn't concern me as i pay the balance in full. the mobile app is good and whenever you pay , it gets credited to the account almost instantly. would recommend Zopa to others. Reviewed on: 11th April 2023

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