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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Love the app

5
Great simple clear effective! You always know where you are with your balance Reviewed on: 11th April 2023
Paul Kitching's avatar
Paul Kitching

Supportive provider

5
Supportive provider, allowing you the right limit for you dependant on your circumstances. Reviewed on: 11th April 2023
Dan8469's avatar
Dan8469

Perfect

5
Excellent Apr rates and easy to apply for. Excellent communication with customer services. Reviewed on: 11th April 2023
Helen's avatar
Helen

fantastic service, quick payment

5
Zopa is my best credit card among my cards. Reviewed on: 11th April 2023
Mbarouk Awara's avatar
Mbarouk Awara

Credit building

5
I got this card to help with my credit score and it has been easy to do with a controlled balance, easy to pay platform and also has a credit record review so I can monitor my progress. Would definitely recommend to anyone trying to do the same thing as the repayment rates aren't ridiculous which you would normally find when trying to build credit Reviewed on: 11th April 2023
J G's avatar
J G

Excellent

5
Excellent customer service - everything is online and easily accessible Reviewed on: 11th April 2023
Kate's avatar
Kate

Good company

5
Great company, lots of tools to help improve credit that actually work Reviewed on: 11th April 2023
Harry K's avatar
Harry K

Great service

5
Wonderful company to deal with and employ the most amazing staff Reviewed on: 11th April 2023
Altamish 's avatar
Altamish

Very good end very simple

5
an easy-to-use card that meets my expectations Reviewed on: 11th April 2023
Mario Constancio Junior's avatar
Mario Constancio Junior

Excellent

5
Excellent company I have never had any problems and card easy to use recommend Reviewed on: 11th April 2023
Jean allan's avatar
Jean allan

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