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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Lee Steel

5
Very good at communication and excellent service for what i need, would highly recommend having a zopa card as it comes in very hand, couldn't be happier with the service they have provided me. Excellent service and easy to contact. Best ive been with yet Reviewed on: 11th April 2023
Lee Steel 's avatar
Lee Steel

Excellent service

5
Simple process all the way the way through from applying for credit account to account being setup, everything is clear to follow and understand Reviewed on: 11th April 2023
Lisa hall's avatar
Lisa hall

Excellent card and provider

5
No problems, easy to use platform and have had no issues, would definitely recommend! Reviewed on: 11th April 2023
Nicholas Richardson's avatar
Nicholas Richardson

Build your credit

5
one of the easiest way to grow your credit score . Reviewed on: 11th April 2023
bobjal2008's avatar
bobjal2008

Easy to Manage, excellent customer care

5
I have been with Zopa over a year now. I find it easy to manage my own account. Customer care was quick and easy to deal with when needed. Thank you for supplying me with a responsible product. Reviewed on: 11th April 2023
Rhys James's avatar
Rhys James

Excellent service

5
Excellent card and service and great for helping rebuild credit score. Reviewed on: 11th April 2023
Marc Weyer's avatar
Marc Weyer

Good service

4
I will get this again in future when i have offer from you Reviewed on: 11th April 2023
Ina Dolghii's avatar
Ina Dolghii

Zopa credit card

5
Applying with Zopa was easy the app makes it easy to pay & see how much you owe. Reviewed on: 11th April 2023
Paul Barrett's avatar
Paul Barrett

Easy

5
Really easy to apply for credit, easy to control and use. Useful that you can view other financial advises and guidance such as how to borrow and other services that they provide. Highly reccomend Reviewed on: 11th April 2023
Ana Lassey's avatar
Ana Lassey

Easy and fast

4
Very easy and fast to apply very good overall Reviewed on: 11th April 2023
Wayne Scarborough's avatar
Wayne Scarborough

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