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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Amazing company

Zoopa is without a shadow of a doubt the best service within the market. They sort to get me the best deal and I have been able to improve my credit rating whilst being able to spend sensibly. Their app is super easy to use and gives notifications meaning you can easily watch your spending and not miss payments. Reviewed on: 11th April 2023

Top card

Easy to use app good customer service and support. Reviewed on: 11th April 2023

Great

Great service and great company Reviewed on: 11th April 2023

Great credit provider

Interest rates are manageable and the app is very user friendly Reviewed on: 11th April 2023

Great app, easy to use

Great app that's easy to use, access, and get the relevant info required. Recommend to anyone looking for a simple UI and user experience Reviewed on: 11th April 2023

Good credit company!

So far so good company,not have any problems or issues recommend all my friends !! Reviewed on: 11th April 2023

Excellent Service

Great company, Clean efficient app, no complaints Reviewed on: 11th April 2023

Good

Very good absolútne spoločnosti ďakujem Reviewed on: 11th April 2023

Never had a problem

Easy to use app making everything clear and easy. No interest fees to be paid if all payments are made on time. Reviewed on: 11th April 2023

Very good service

Very good and excellent quality service I'm very happy with zopa many thanks for your help Reviewed on: 11th April 2023

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