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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Love my credit card!

The interest rate is fair compared to other companies. And the app is pretty straightforward. Reviewed on: 11th April 2023

I recommend this to all

Very good card and very care listening team very helpful staff and would recommend to all Reviewed on: 11th April 2023

good credit card

lots of functions to increase your credit rating ,never had any issues with them ,highly recommend Reviewed on: 11th April 2023

Amazing

Fantastic customer service always keeping you in the loop of what’s going on and fantastic ascending payment reminders brilliant company would highly recommend Reviewed on: 11th April 2023

Great Service

Easy to use and great service! Especially on the app. Reviewed on: 11th April 2023

Great company

I’ve been with Zopa for around a year now, never had an issue and really please I’m with them! Reviewed on: 11th April 2023

Simple to used simply the best

I have held my Zopa card for over a year and it’s so easy to use and their app is simple to follow ..never had an issue .it deserves to win tonight good luck Reviewed on: 11th April 2023

Great credit card for building credit rating

Super helpful add with hints and tips to improve credit rating. Really easy and simple credit card company to use Reviewed on: 11th April 2023

Impressed

Get company , great app and credit card Reviewed on: 11th April 2023

Review

Extremely flexible and customer focused Reviewed on: 11th April 2023

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