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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Brilliant service

Love the app and ability to keep a track of my spending , payments and charges . All to keep your credit score on track Reviewed on: 11th April 2023

Zopa

Zopa where quick to make a decision and the online process was hassle free, would recommend to others. Reviewed on: 11th April 2023

Easy to use

Straightforward, basic credit card, which is absolutely perfect. A simple and clear app to keep a track of things helps as well. Reviewed on: 11th April 2023

Great credit card.

Great credit card from a great company. Easy to deal with and a straight forward APP. Fully recommended. Reviewed on: 11th April 2023

Simple easy mither free

Exactly as the title states , simple to use, easy to use and stress free Reviewed on: 11th April 2023

Fine

Never no problems or worries with zopa Reviewed on: 11th April 2023

Good

I’m very happy with my credit cart and your services Reviewed on: 11th April 2023

Best credit card

Zopa helped me get a credit card when no other companies would I would recommend them to anyone Reviewed on: 11th April 2023

Great all round company

I really enjoy my Zopa Credit card, it was an easy experience to apply, they keep you well informed and the App is extremely easy to use. Reviewed on: 11th April 2023

Speed activation

Speed process, I got low interest rate compared to my other cards Reviewed on: 11th April 2023

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