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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Amazing credit card very good lender ! Very ethical! Xx

Really thing they are fabulous, always helpful ‘n xxx Reviewed on: 11th April 2023

Pop a Zopa in your purse

Love my Zopa card for good low interest rates. Good clear easy to use website unlike another provider I use. Zopa is always there helping me out when times are hard. Reviewed on: 11th April 2023

Very good card

Zopa keeps me well informed Reviewed on: 11th April 2023

Best by half

Zopa is and has ALWAYS been a very good experience to be part of Reviewed on: 11th April 2023

Easy to use app

App very easy to work. Regular up dates on how you are doing Reviewed on: 11th April 2023

Very easy to track

Most companies are not transparent with their products but Zopa is very easy to understand and the app is very easy to use. Reviewed on: 11th April 2023

Great experience

I am so happy to Zopa credit card I recommended my friends and family to use it for better experiences Reviewed on: 11th April 2023

So straightforward and easy to manage your credit

Could not be easier or more helpful, easy to manage and stay on top of, thank you Zopa Reviewed on: 11th April 2023

Responsible lender

Easy to apply for and arrives quickly. Responsible lender ensuring you don't spend more than you can afford. Reviewed on: 11th April 2023

Great

Simple and easy to use for everyday needs Reviewed on: 11th April 2023

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