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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa

Easy to use Helpful Good app Good card Good customer service Reviewed on: 11th April 2023

Hassle free

No problems with using card in a different country Reviewed on: 11th April 2023

Definitely Yes

Anything I contact Zopa the response is positive and customer is treated well. They’re pro customer friendly. Reviewed on: 11th April 2023

Review

Happy Very well done do it thinks! Reviewed on: 11th April 2023

Great card

This card is so transparent, everything is made clear and easy to use . Great card Reviewed on: 11th April 2023

Good

Zopa card is very good sarvies and the good Reviewed on: 11th April 2023

Great credit card with low interest

Small repayments, low interest, best card I’ve ever had Reviewed on: 11th April 2023

Great credit card

Good service the mobile app explains all u need to know no hidden charges as soon as u make a purchase it tells you right away so you don't get confused Reviewed on: 11th April 2023

Brilliant

So easy to see where you stand and make payments ! No hassle so easy best company Easier then Vanquis and capital ! Reviewed on: 11th April 2023

Amazing all the way

Zopa is miles above others out there. It's easy and straightforward. Reviewed on: 11th April 2023

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