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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Cracking credit card!

Cracking credit card! Great experience....... Reviewed on: 6th March 2026

Great company

Great company, great customer service always helpful Reviewed on: 6th March 2026

I’ve had a great simple and no hassle experience fro...

I’ve had a great simple and no hassle experience from the start. Would recommend to anyone looking for an easy to use credit card. Reviewed on: 6th March 2026

Ease of use easy repayments

Ease of use easy repayments and easy to use Reviewed on: 6th March 2026

Easy to use and very good information

Easy to use and very good information Reviewed on: 6th March 2026

Good card.

Ease of use.and very handy to have in certain situations. Easy to make repayments from the banking app. Reviewed on: 6th March 2026

Easy application and well informed.

My application for the Zopa credit card was simple and with an initial balance of £500 was a very helpful addition to my wallet. I didn’t have long to wait for a balance increase and I am happy with where I am at present. The interest rate was initially lower than expected, but that is being increased shortly. In all I believe the Zopa credit card is one of the best on the market and would recommend it to anyone. Reviewed on: 6th March 2026

Excellent

Very good easy helpful use app good easy to use Reviewed on: 6th March 2026

I was starting over to build my credit and Zopa gave...

I was starting over to build my credit and Zopa gave me the opportunity to do that. I am very happy with them. Reviewed on: 6th March 2026

Zopa gave me a chance where many others refused.

Zopa gave me a chance where many others refused. Zopa gave me all the tools to enable me to rebuild myself after poor decisions when I was younger which meant I had awful credit history. Reviewed on: 6th March 2026

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