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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Amazing service

I was struggling to get a credit card but zopa full filled my dream. Reviewed on: 11th April 2023

Super easy and straight forward

Very easy to set up, deal with and manage. Everything via the app is clear and easy to use. Reviewed on: 11th April 2023

They are just the best

The best credit card provider that has always made my life easier Reviewed on: 11th April 2023

Great service and rates

Highly competitive with thier rates and a great service. Reviewed on: 11th April 2023

Easy control of account

Fantastic customer service easy to keep spending under control . The app has everything needed to make life easier Reviewed on: 11th April 2023

Superb

Zopa accepted me when others declined and not with a bad interest rate too, credit limit wasn't too high which was good so repayments were easy, also after a few months had the option to transfer balance from other cards for a lower interest rate. Reviewed on: 11th April 2023

Service

Zopa offer a wide range of services to make sure you keep to your balance, so you never go over. Safety cap Reviewed on: 11th April 2023

A good reliable company

Never had any problems and the fact that you can do most things buy phone helps Reviewed on: 11th April 2023

Vote for zopa

They r very helpful and you know where you r with them Reviewed on: 11th April 2023

Great credit card

Fantastic company, and great credit card, helped me when I needed it most , and the app is super easy totally recommend x Reviewed on: 11th April 2023

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