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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Fair

I have the Zopa credit card and the service is not too bad, I wish the interest rate could be better Reviewed on: 11th April 2023

Amazing

I have been using Zopa well over a year and could not recommend enough never had any issues the company as a whole is amazing!!! Reviewed on: 11th April 2023

Great credit card and app

Zopa are really good the app is easy and gives you borrowing power and tells you how you are doing.you can make payments via the app.a great service from day one.give zopa a go and be amazed Reviewed on: 11th April 2023

Great company!

Have been using Zopa for a year now and more than happy with the service would definitely recommend. Reviewed on: 11th April 2023

Very good service

I have been enjoying and happy with zopa Reviewed on: 11th April 2023

Zopa

I was accepted straight away I’d always had poor credit rating so it was great too be accepted. Easy too use app plus your credit card is blank of numbers so can’t be copied and you’re sent new notifications too help manage your payments Reviewed on: 11th April 2023

Very fair

No pressure to make inflated payments, I've been very impressed with zopa, I use it wisely and my credit score is on the up Reviewed on: 11th April 2023

Good service provider

I have no issues with their service and overall I am happy Reviewed on: 11th April 2023

Very efficient way of dealing with credit.

Straight forward credit card easy app would highly recommend. Reviewed on: 11th April 2023

Fab credit card

Great credit card company to use Reviewed on: 11th April 2023

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