Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great credit card and app

Zopa are really good the app is easy and gives you borrowing power and tells you how you are doing.you can make payments via the app.a great service from day one.give zopa a go and be amazed Reviewed on: 11th April 2023

Great company!

Have been using Zopa for a year now and more than happy with the service would definitely recommend. Reviewed on: 11th April 2023

Very good service

I have been enjoying and happy with zopa Reviewed on: 11th April 2023

Zopa

I was accepted straight away I’d always had poor credit rating so it was great too be accepted. Easy too use app plus your credit card is blank of numbers so can’t be copied and you’re sent new notifications too help manage your payments Reviewed on: 11th April 2023

Very fair

No pressure to make inflated payments, I've been very impressed with zopa, I use it wisely and my credit score is on the up Reviewed on: 11th April 2023

Good service provider

I have no issues with their service and overall I am happy Reviewed on: 11th April 2023

Very efficient way of dealing with credit.

Straight forward credit card easy app would highly recommend. Reviewed on: 11th April 2023

Fab credit card

Great credit card company to use Reviewed on: 11th April 2023

Excellent service

Had a credit card with Zopa for just short of a year now Great app easy to understand and great customer service Would definitely recommend Reviewed on: 11th April 2023

Brilliant company

Best card to have.. good advice and help when needed. Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Credit Card
from TSB 3.50 from 20 reviews
marbles credit card
from NewDay 4.37 from 543 reviews
Avios Rewards Credit Card
from Lloyds Bank 4.16 from 60 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub