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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Cedit card

Easy to apply for excellent app no problems with this credit card Reviewed on: 11th April 2023

Excellent!

Excellent, easy to track on app card. Reviewed on: 11th April 2023

Excellent experience easy process

Easy application excellent experience Reviewed on: 11th April 2023

Zopa is good

Zopa service delivery is excellent and no hidden charges. I will recommend them anytime, any day for good service delivery. Reviewed on: 11th April 2023

Brillliant

Excellent service and fantastic customer service. Great company Reviewed on: 11th April 2023

Excellent and the app is super easy to use

I’ve had the best experience with my credit card. No hassle, app is fantastic, easy to pay whenever you want. First class Reviewed on: 11th April 2023

Got to be best credit card provider in UK

Fantastic customer service I've ever received very friendly and will help with any enquiry you ask them Reviewed on: 11th April 2023

Perfect choice

from the start customers service has been top tier so far very happy with the account Reviewed on: 11th April 2023

Best credit card

I have been using zopa credit card for 1 year and its really good for me to purchase on time. Reviewed on: 11th April 2023

Easy to use great app

Easy application and great app. Very easy to manage and stay in control of spending Reviewed on: 11th April 2023

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