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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Best ever

Best ever company very understanding Reviewed on: 11th April 2023

Simple to use and great customer experience

Very straight forward and simple to use card. Nice smooth application process and very helpful customer service team if you ever need them Reviewed on: 11th April 2023

Great Card

No hidden surprises , great customer service Reviewed on: 11th April 2023

Great credit card for great things

Easy to use App keeps you informed of purchases. Reviewed on: 11th April 2023

Credit card

Never had any problems whatsoever, easy to apply for and I could use my card straight away:) Reviewed on: 11th April 2023

Smart, easy, intuitive

Easy to use app, reminders to track spending and active UI helps with being accountable towards improving your credit score. Couldn't recommend further Reviewed on: 11th April 2023

Very good

Very good would definitely recommend Reviewed on: 11th April 2023

Excellent product with great customer service

I used Zopa for their credit card service and they have been excpetional. Smooth application process and excellent customer service Reviewed on: 11th April 2023

Excellent credit card

Very happy with Zopa card and service. Reviewed on: 11th April 2023

Friendly helpful understanding

Great customer service, easy use of the app and really helpful all round company! Reviewed on: 11th April 2023

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