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Zopa: Credit card reviews

4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44347)

Excellent customer service all round!

5
Any problem you guys are quick to resolve and always pleasant Reviewed on: 11th April 2023

One of the best

5
If you have to improve your credit score Zoppa is the best to do it, is simple and easy to manage. I am really glad to have it. Reviewed on: 11th April 2023

Great company

5
Great xredit provider. Glad I chose them as my credit card company. Reviewed on: 11th April 2023

Outstanding customer service

5
Very quick to help with your request and so easy to follow Reviewed on: 11th April 2023

Excellent credit card

5
Zopa have been very helpful and they are loyal to their customers. Definitely recommend! Reviewed on: 11th April 2023

Excellent

5
Excellent experience willing to help what ever the problem Reviewed on: 11th April 2023

Excellent

5
Quick application, good clear information on app easy to use and follow Reviewed on: 11th April 2023

Easy listeners

5
Friendly good listeners good terms Reviewed on: 11th April 2023

Easy to use

5
Easy to use and straightforward application Reviewed on: 11th April 2023

Excellent

5
Excellent service, Supply and credit solution Reviewed on: 11th April 2023

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