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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Fab company

Does exactly as it says on the tin. Reviewed on: 11th April 2023

Zopa Credit Card

Amazing card. Easy to use and simple. Download the app and you are good to go! Easy as 1-2-3 Reviewed on: 11th April 2023

Can't fault zopa

My experience with zopa has been magnificent would really recommend them Reviewed on: 11th April 2023

Excellent

Excellent service. Always helpful Reviewed on: 11th April 2023

Amazing

Really helped with credit card, kept in touch and helped budget with payments Reviewed on: 11th April 2023

Excellent company.

Very easy to use the app and they are very helpful and always sending you up dates about your account. Reviewed on: 11th April 2023

Awesome service

The credit card signing process was quick and easy. The app is amazing very simple to use and everything is easy to understand and there are plenty of options for help if needed. Great service and I'm very happy with my overall experiance. Reviewed on: 11th April 2023

Great little savings tool

Lots of little savings tips and tools, affordability calculator as well as a credit card Reviewed on: 11th April 2023

Great card service easy to use

Easy to use great customer support and app Reviewed on: 11th April 2023

Easy to use with great support

App is great and find the card communication great too Reviewed on: 11th April 2023

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