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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Amazing

Really helped with credit card, kept in touch and helped budget with payments Reviewed on: 11th April 2023

Excellent company.

Very easy to use the app and they are very helpful and always sending you up dates about your account. Reviewed on: 11th April 2023

Awesome service

The credit card signing process was quick and easy. The app is amazing very simple to use and everything is easy to understand and there are plenty of options for help if needed. Great service and I'm very happy with my overall experiance. Reviewed on: 11th April 2023

Great little savings tool

Lots of little savings tips and tools, affordability calculator as well as a credit card Reviewed on: 11th April 2023

Great card service easy to use

Easy to use great customer support and app Reviewed on: 11th April 2023

Easy to use with great support

App is great and find the card communication great too Reviewed on: 11th April 2023

One of the best card

Not difficult to get one. Good communication. Clear and safe. Reviewed on: 11th April 2023

Does the job

I Recommend 100%, glad I have one. Reviewed on: 11th April 2023

Superb

Really helped me during times of needs with a friendly way of dealing with things Reviewed on: 11th April 2023

Great

Great card and low interest wich helps with repayment Reviewed on: 11th April 2023

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