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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025
lea Taylor's avatar
lea Taylor

Good credit card to build up your credit score

5
I've found that this card is a good way to bring my credit score up. The online experience is very easy to navigate. Excellent customer service. Reviewed on: 11th April 2023
Rachael Cochrane 's avatar
Rachael Cochrane

Easy fast awesome customer service

5
What can I say it's best card ever have it customer service are brilliant response quickly and they are very helpful all the process to get this card was simple Reviewed on: 11th April 2023
W. Nasewicz's avatar
W. Nasewicz

Amazing

5
Really good company I love it great communication Reviewed on: 11th April 2023
James Tutcher's avatar
James Tutcher

Amazing

5
Low interest great repayments great app love it Reviewed on: 11th April 2023
Mell Civelek's avatar
Mell Civelek

Easy Peasy

5
Great company, the app very easy to use, customer service great Reviewed on: 11th April 2023
Catherine McGreevy's avatar
Catherine McGreevy

Simple, Clear and helpful

5
A credit facility that clearly sign posts the way it should be used to get the most from it. Reviewed on: 11th April 2023
D Higham's avatar
D Higham

Fantastic

5
Fantastic customer service well managed Reviewed on: 11th April 2023
Natalie Wilson's avatar
Natalie Wilson

A breeze to apply, a breeze to use and a breeze to make repayments.

5
Using the zopa credit card is a breeze. Since I opnend the account I have had no problems whatsoever and using the app is a breeze too. The card has helped me in certain situations and so happy I was able to turn to Zopa. Reviewed on: 11th April 2023
Wasim Tisekar (Waz)'s avatar
Wasim Tisekar (Waz)

Great card

5
Been a really good card and very happy with the service Reviewed on: 11th April 2023
Steve m's avatar
Steve m

Reliable, straightforward card

5
Zopa credit card was so easy to apply for. The clear and easy to use app keeps you up till date with your finances. Reviewed on: 11th April 2023
Diane Crannage's avatar
Diane Crannage

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