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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Best credit card provider

Zopa has helped me to rebuild my credit score thank you so much Reviewed on: 11th April 2023

Best credit provider

Nice service, perfect team. The best credit amount. Reviewed on: 11th April 2023

Very Good Credit card company

They help me keep on top of my finances and were one of the credit card companies that gave me credit when my rating was poor, this helped me build up my credit score. Reviewed on: 11th April 2023

Cc

Easy to access and use defo recommend Reviewed on: 11th April 2023

Excellent

Excellent company indeed really helpful Reviewed on: 11th April 2023

Good communication

The App provides every aspect of managing your money clearly and simply Reviewed on: 11th April 2023

Credit card

Nice and easy to apply notifications when any payment is due overall great card to have Reviewed on: 11th April 2023

Best Credit Card

Zopa have been amazing. My payments & statements have always been taken/delivered as promised & they always send an alert to say what’s happening. Excellent customer service Reviewed on: 11th April 2023

Your reliable friend

It’s been a good experience, comes in handy when I am in need of financial support. Allowed me to set a limit therefore control my spending and know when enough is enough. Alerts me when there are payments coming up and how much i will be paying so it allows me to put finances in order. I can also pay it off anytime I like which is great because I can manage my finances better as well. Helps with my credit score so it is all a win win. Reviewed on: 11th April 2023

Best ever

Simple,well looked after just best ever Reviewed on: 11th April 2023

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