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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Good credit card

Good credit card but high interest. Reviewed on: 11th April 2023

So easy to use!

Great customer service and easy App. Reviewed on: 11th April 2023

Brilliant card

I got zopa credit as a back up Incase I fell short and it has been a life saver. Customer service is always helpful if I have any problems their always sorted within the hour Reviewed on: 11th April 2023

Great credit card and app

Recently applied for a loan and was a super quick response and service. The app helps you to keep on top of managing your credit. Reviewed on: 11th April 2023

Excellent service

Professional product, simple to use and excellent customer service Reviewed on: 11th April 2023

Cannot complain

No issues at all, from opening g the account to the daily management through the app, it’s a good product that I can’t fault. Reviewed on: 11th April 2023

great company

easy to use app, lots of money tools to help along the way. overall great. Reviewed on: 11th April 2023

Very nice card

A very nice experience with the Zopa credit card!! I was notified and asked when the credit limit was increased!! Everything was extraordinary Reviewed on: 11th April 2023

Brilliant

Brilliant, small monthly fees, amazing if your struggling Reviewed on: 11th April 2023

1000

It's very good service, I'm very happy Reviewed on: 11th April 2023

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