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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Been great

Really happy with the service. Everything quick and simple Reviewed on: 11th April 2023

Simply the best around, Zopa will never let you down.

From application to using the credit card, Zopa have been great. Fantastic service. Reviewed on: 11th April 2023

Great company

Great company, great app, always helpful Reviewed on: 11th April 2023

Brilliant credit card

This credit really helps you build your rating as well as your balance! Decent repayment amounts and very quick and easy to apply Reviewed on: 11th April 2023

Great card

great card with a great app to really keep control of your finances. Reviewed on: 11th April 2023

Cheap and easy

No problems and app is easy to navigate and understand Reviewed on: 11th April 2023

Very good and flexible payment plans

Much better than my banks credit card, really enjoy having this in my wallet as it's there when I need it Reviewed on: 11th April 2023

Great customer service

Very professional customer service professional and easy to communicate Reviewed on: 11th April 2023

Cannot fault it

Easy application, love the credit cushion feature, payments credit account straight away, easy to use app Reviewed on: 11th April 2023

5 star alll the way

The app is fantastic and have had great customer service Reviewed on: 11th April 2023

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