Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

View other Zopa products

4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Superb

Great and easy and excellent communication Reviewed on: 11th April 2023

Easy to use

Easy to use app, all the Information easly and ready to find Reviewed on: 11th April 2023

Absolutely fantastic

Took out a credit card with Zopa and would highly recommend Reviewed on: 11th April 2023

Good credit builder

Excellent card for building credit with reasonable interest rates Reviewed on: 11th April 2023

Perfect Card

Great security and great product. Reviewed on: 11th April 2023

Best credit care

So easy to use and always there to help when needed. Great service Reviewed on: 11th April 2023

Excellent company

Excellent service and customer experience highly recommend Reviewed on: 11th April 2023

No hasssle

Easy to use. Quick response and very helpful Reviewed on: 11th April 2023

5 star company

This is by far the best experience I have had with a credit card company. Easy to use app so I can pay extra when I want. Able to keep an eye on my account 24/7 without having to spend time on the phone. Definitely a company I would recommend Reviewed on: 11th April 2023

Quick and easy

Great service ftom start to finush and wonderful customer service Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Zable 4.82 from 123709 reviews
Platinum credit cards
from Barclaycard 4.03 from 336 reviews
Zero Credit Card
from Santander 4.23 from 22 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub