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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Zopa is reliable

Very reliable and has never failed in their services 24/7 Reviewed on: 11th April 2023

Excellent service and app

Easy to use app and friendly staff on hand if you need help. Clear balance and statements. Reviewed on: 11th April 2023

Superb

Great and easy and excellent communication Reviewed on: 11th April 2023

Easy to use

Easy to use app, all the Information easly and ready to find Reviewed on: 11th April 2023

Absolutely fantastic

Took out a credit card with Zopa and would highly recommend Reviewed on: 11th April 2023

Good credit builder

Excellent card for building credit with reasonable interest rates Reviewed on: 11th April 2023

Perfect Card

Great security and great product. Reviewed on: 11th April 2023

Best credit care

So easy to use and always there to help when needed. Great service Reviewed on: 11th April 2023

Excellent company

Excellent service and customer experience highly recommend Reviewed on: 11th April 2023

No hasssle

Easy to use. Quick response and very helpful Reviewed on: 11th April 2023

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