Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

View other Zopa products

4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

5 star company

This is by far the best experience I have had with a credit card company. Easy to use app so I can pay extra when I want. Able to keep an eye on my account 24/7 without having to spend time on the phone. Definitely a company I would recommend Reviewed on: 11th April 2023

Quick and easy

Great service ftom start to finush and wonderful customer service Reviewed on: 11th April 2023

Brilliant credit card company

Brilliant credit card Reviewed on: 11th April 2023

Fantastic

Fantastic service and card. App so simple to use. I would recommend this Reviewed on: 11th April 2023

Very efficient

Straight forward and easy to work with. Reviewed on: 11th April 2023

Great app and support

Great phone app and support when needed ,thanks Reviewed on: 11th April 2023

Nothing but the best

Nothing but the best customer service and reliability, they never fail to amaze me in the current climate. Reviewed on: 11th April 2023

Easy and hassle free

Good service and I got my approval quickly.Overall, I highly recommend this credit card service. Reviewed on: 11th April 2023

Great card and service

Great service for a credit card with useful add ins to help build credit score. Reviewed on: 11th April 2023

Good

Good really like it and it’s very good card and I love it Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Aqua credit cards
from NewDay 4.69 from 3313 reviews
Classic credit card
from Capital One 4.16 from 302 reviews
Classic Extra Card (discontinued)
from Capital One 4.08 from 6 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub