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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Fair deal

They are really fair to deal with Reviewed on: 11th April 2023

Easy to apply and fast reply

Not the best credit score but Zopa gave me a chance Reviewed on: 11th April 2023

Great app easy to use

Not had any issues. Always use he app as easy to navigate Reviewed on: 11th April 2023

Rapid Response Credit Card

Immediate positive decision 3 Days later, my card arrives App is great Reviewed on: 11th April 2023

So easy to use

Zopa is easy to use and have helped me build my credit score very i love it Reviewed on: 11th April 2023

Straightforward credit card

Easy to apply and the app makes it so easy to manage, great communication and payment is reflected in your balance straight away providing peace of mind. Reviewed on: 11th April 2023

Good customer service

Always very helpful never pressure you for payments. Just make sure that you can afford to pay back what you can or highly recommend this company to anyone. Keep up the good work everyone Reviewed on: 11th April 2023

They do good by me

No complaints, everything works and payments are shown straight away. No problems thus far. My second time either them, all happy. Reviewed on: 11th April 2023

Fees responsible lenders

Have had a card for a while now and get regular communication with updates. Easy to use app Reviewed on: 11th April 2023

Really helpful

Needed extra cash on credit and Zopa helped with what was looking for Reviewed on: 11th April 2023

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