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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Amazing

Love this company they are amazing and treat there customer with the up most respect Reviewed on: 11th April 2023

Great Card

Easy to use and hassle free., I'd recommend Zopa to everyone. Reviewed on: 11th April 2023

Zopa Card

This is a very good financial product. It also helped build my credit score. Reviewed on: 11th April 2023

Easy set up fair rates and good customer service

Always had a good experience while using and interacting with the Zopa team Reviewed on: 11th April 2023

Great service

Very easy to use, great experiance from the start Reviewed on: 11th April 2023

Very good

Very good and a good provider works well with me and my situation. Reviewed on: 11th April 2023

Good service

Never let u down and quick servies Reviewed on: 11th April 2023

Great provider

Easy to use app to manage your account Reviewed on: 11th April 2023

Great easy to use card

The zopa credit card is very handy for purchasing and no extra charges at inconvenient times of the month.great wee card all round. Reviewed on: 11th April 2023

Excellent service

Fantastic app and company to deal with. As soon as you pay for anything you can get a notification so you can track all your spends. Reviewed on: 11th April 2023

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