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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent

Great support and easy to use. Recommend to anyone Reviewed on: 11th April 2023

Outstanding

Easy company to work with exceptional customer service Reviewed on: 11th April 2023

Zop service very professional

Zopa is very good service and very professional people to help. Reviewed on: 11th April 2023

Thank you for raising my credit score

I was able to get this card from Zopa , I have spent some money with it, and my credit score after a while went up , obviously after repayment. Very good customer service and the app works very well. Thank you Zopa Reviewed on: 11th April 2023

Great company

Would recommend to all people I know Reviewed on: 11th April 2023

Really accessible and easy to use

This is by far the best credit card ever. It’s easy to maintain and use and the repayment rates are outstanding Reviewed on: 11th April 2023

Friendly fair

Very friendly and excellent service. Reviewed on: 11th April 2023

Incredible

This has been my fav credit provider. They have really helped me In maintaining my credit score Reviewed on: 11th April 2023

24/7 Credit Card

Does exactly what it says on the tin, no fuss no worries! Reviewed on: 11th April 2023

Reliable,helpful,good structure

Amazing service helping you manage your day to day finance needs. Reviewed on: 11th April 2023

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