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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good promised

Very efficient and quick response Reviewed on: 11th April 2023

Excellent

Happy to work with Zopa credit card Reviewed on: 11th April 2023

Great company!

Zopa provides an efficient and easy to use service, I do not have any complaints regarding their credit card. Very impressed thank you. Reviewed on: 11th April 2023

Top credit card

Good rates, easy to use and the app makes managing the account oh so easy!!! Reviewed on: 11th April 2023

So good

It is so useful and helpful . I like it so much. It is so reliable. Reviewed on: 11th April 2023

Brilliant for building your credit score

Highly recommend to anyone fixing there credit score Reviewed on: 11th April 2023

Simple credit

Getting Zopa was a breeze. The app is really easy to use and repaying your card is simple. I feel like I am in control of my credit card with Zopa. Highly recommend. Reviewed on: 11th April 2023

Brilliant product

Excellent service, can’t recommend highly enough Reviewed on: 11th April 2023

Fantastic company

Had no issues with Zopa always helpful and willing to help and advise whenever you need it Reviewed on: 11th April 2023

Amazing

Very helpful amazing company lovely app and easy to use 5 star Reviewed on: 11th April 2023

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