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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43487 reviews)

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4.94

Based on 43,487 reviews, last reviewed 18th Mar 2026

155450% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had mine now 12 months plus and no problems a... I have had mine now 12 months plus and no problems at all Reviewed on: 18th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43487)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Zopa the approachable

I have found Zola to be professional and approachable. With an app that is easy to navigate which is essential for my nature years. Reviewed on: 15th January 2026

The best credit card very easy everything in the app...

The best credit card very easy everything in the app Reviewed on: 15th January 2026

Very quick and easy app and regular updates on new p...

Very quick and easy app and regular updates on new products. Plenty of advice on to make your money work better Reviewed on: 15th January 2026

Starting off with Zopa was extremely easy.

Starting off with Zopa was extremely easy. Connecting to their customer service was fast, and I got all my issues resolved with excellent results. I am particularly happy with how my credit limit was increased, as opposed to other credit card companies. The Zopa application is customer-friendly, and I also enjoy checking the updates. They never fail to notify you of important updates like payment dates, deadlines, etc. I recommend Zopa if you want a stress-free credit card that you can easily manage without worries. Reviewed on: 15th January 2026

Amazing service and great customer service

Amazing service thank you is quick and easy to get to app Reviewed on: 15th January 2026

I'm very happy with Zopa Credit card.

I'm very happy with Zopa Credit card. Credit limit is okay and interest rate is not to much Reviewed on: 15th January 2026

Forever grateful

Zopa has trusted me despite my poor credit score and we haven’t let each other down. That little trust on people can help in ways no one would understand Reviewed on: 15th January 2026

Never had any problems with them

Never had any problems with them Reviewed on: 15th January 2026

Highly recommend this company

Whole process was so easy and the app is easy to use. Kept upto date all the time with emails and messages. Would highly recommend them Reviewed on: 15th January 2026

Excellent

It’s easy to use where ever you go to shop. Reviewed on: 15th January 2026

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