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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Ive had avery positive experience with Zopa credit card

Ive had avery positive experience with Zopa credit card Reviewed on: 6th March 2026

Zopa the one

Zopa are easy to deal with as a credit card company I'm happy with them the app is so easy to navigate and I like the fact that you can make a payment whenever you like . Reviewed on: 6th March 2026

Green visa for goEasy to use on holidays

Easy to use on holidays no problem with paying for items banking app great Reviewed on: 6th March 2026

Very easy to use and the app is very helpful...

Very easy to use and the app is very helpful Reviewed on: 6th March 2026

Recommend

Have used a few times. Very easy process and quick Reviewed on: 6th March 2026

My experience with Zopa have been amazing since it i...

My experience with Zopa have been amazing since it is easy and comfortable to use. Reviewed on: 6th March 2026

Best and reliable

Zopa is the best very reliable and easy to use and all in all great Reviewed on: 6th March 2026

Great company

So easy to apply and app is brilliant and easy to use Reviewed on: 6th March 2026

Evcelllent service and freedom to use the card.

Evcelllent service and freedom to use the card. The whole package included is fantastic. Reviewed on: 6th March 2026

When I applied for the Zopa Credit card my credit sc...

When I applied for the Zopa Credit card my credit score wasn't exactly perfect so I thought that I would get refused but the customer service was excellent and my application was successful. Reviewed on: 6th March 2026

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