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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great credit card

There interst is low which helps me keep up with payments Reviewed on: 11th April 2023

Zopa

I have had zopa for a while now I think thay are very good Reviewed on: 11th April 2023

The best

Best and easiest way to apply and use Reviewed on: 11th April 2023

Easy use of ap

Easy use of app straight forward to use Reviewed on: 11th April 2023

Excellent service

100% would recommend to everyone Reviewed on: 11th April 2023

Best card ever

Hi this zopa card is very good just like a bank card when you transfer money they be in your accounts within 5 mins. Plus it blocks the card itself if they think fraudulent is happening then u have to unblock the card through the app. Reviewed on: 11th April 2023

Good

Very Goood service good service facilities when paying, easy to use Reviewed on: 11th April 2023

Great service

Easy to use and very helpful service, best iv used to date Reviewed on: 11th April 2023

Easy to use

It's so easy to use app. Highly recommended. Reviewed on: 11th April 2023

Excellent credit card for overseas use

I have used the card extensively when travelling and have been very pleased with the overall service I have received. The card has been accepted everywhere, the exchange rates are clear, the no overseas use policy is great and the customer service centre were very helpful and efficient when I contacted them. Overall a very positive experience. Reviewed on: 11th April 2023

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