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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent service

100% would recommend to everyone Reviewed on: 11th April 2023

Best card ever

Hi this zopa card is very good just like a bank card when you transfer money they be in your accounts within 5 mins. Plus it blocks the card itself if they think fraudulent is happening then u have to unblock the card through the app. Reviewed on: 11th April 2023

Good

Very Goood service good service facilities when paying, easy to use Reviewed on: 11th April 2023

Great service

Easy to use and very helpful service, best iv used to date Reviewed on: 11th April 2023

Easy to use

It's so easy to use app. Highly recommended. Reviewed on: 11th April 2023

Excellent credit card for overseas use

I have used the card extensively when travelling and have been very pleased with the overall service I have received. The card has been accepted everywhere, the exchange rates are clear, the no overseas use policy is great and the customer service centre were very helpful and efficient when I contacted them. Overall a very positive experience. Reviewed on: 11th April 2023

Super card

Excellent service, good Apr,easy to use ,app brilliant. Reviewed on: 11th April 2023

Credit card

Brilliant people to deal with great rate no hassle would recommend to all Reviewed on: 11th April 2023

Credit Building

The card is perfect for me to help build my credit score, would recommend it to anyone. Reviewed on: 11th April 2023

Amazing credit card

Ever since I have been given the opportunity to have Zopa credit card, I have never regretted it. Application is very straightforward and with the decision is very quickly. Zopa Application is very easy to understand once you download it on phone. With the help of the App, you can easily monitoring your account and know when are being given any offer like increase in credit limit etc. I will definitely recommend this card to anyone. Reviewed on: 11th April 2023

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