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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Outstanding credit card

The best credit card I had. Quick and effortless. Well done you guys. Reviewed on: 11th April 2023

Best costumer service

Great customer service, a fantastic app very enjoyable and easy to use. Thank you so much. Reviewed on: 11th April 2023

Great for credit building

Zopa is credit for helping people with a low credit score build their credit file Reviewed on: 11th April 2023

I love how easy and simple zopa is

Using zopa is super easy and even apying for credit was a breeze, they regularly notify you If you’re eligible for a higher limit and you can even See uour affordability in the app Reviewed on: 11th April 2023

Credit card

10/10 easy to use loads of different tools to help you keep on track Reviewed on: 11th April 2023

Have had a seamless experience with Zopa

Easy application, easy to use app, always informed of balance, payments etc. Unless insights into credit stability etc Reviewed on: 11th April 2023

Happy with this credit card

Good credit card Reviewed on: 11th April 2023

Great Service

Always happy to help, provide all information updates regularly Reviewed on: 11th April 2023

Excellent and trustworthy service

I have had a few credit cards and Zopa seem to be more interested in keeping you as a customer safe and secure when transacting online. Customers services are always about to help with any query Reviewed on: 11th April 2023

Best experience ever

The best credit card for my and my family Reviewed on: 11th April 2023

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