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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great card

Great to helping build your credit score. Easy to use on line app. Would recommend Zopa Reviewed on: 11th April 2023

Efficient and reliable

Fabulous customer service and an excellent card to have Reviewed on: 11th April 2023

Credit card

Fast service, instant decision and low interest rates Reviewed on: 11th April 2023

95%

Zopa is a very caring company, they are very reliable, and also very helpful, I will always appreciate the good job. Reviewed on: 11th April 2023

Ve@&

I love using Zopa credit card, it makes my life easier. Reviewed on: 11th April 2023

Thumbs Up

Very simple interface and easy to use with no complaints. Can’t rate it any better ! Been using Zopa for years Reviewed on: 11th April 2023

Easy and Simple

The app is very easy to navigate and when having problems and questions, the contact team are very reliable. Reviewed on: 11th April 2023

Fantastic service easy the best

Best credit card service I’ve ever had Reviewed on: 11th April 2023

Highly recommend

Great for building credit. Never had any issues. Reviewed on: 11th April 2023

Very easy to deal with

Very easy to deal with and easy process which they give you a manageable limit Reviewed on: 11th April 2023

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