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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very impressive

Great credit card I’ve had. I would definitely recommend them to others Reviewed on: 11th April 2023

Credit card - Zopa

They have got great customer service, and their app is very user friendly - easy to navigate through. I have recommended Zopa to some of my friends. Reviewed on: 11th April 2023

Zopa easy

Fantastic easy to use dim of credit Reviewed on: 11th April 2023

Very good

Very good, kept up to date with everything that needs to be told Reviewed on: 11th April 2023

Good

They always look out for you and never just give you money nor up your limit on your credit card they observe your situation. Reviewed on: 11th April 2023

Best starter credit card

I needed a credit card to help build my credit and Zopa has helped me build a credit record and stabilize my credit score. Best decision I made was to get this card. Reviewed on: 11th April 2023

The best way to reverse your credit score

Using Zopa credit card is the best thing which is helping me in reversi my credit score. Reviewed on: 11th April 2023

Helpful

Zopa have really helped to rebuild my credit score. They also have very easy to use app and it is very easy to make your monthly payments. I would recommend them. Reviewed on: 11th April 2023

Outstanding service

I have had my Zopa credit card for over 1 year now and I can honestly say it is much better than any other cards I have used before. The Zopa app is very easy to use and very well put together. Reviewed on: 11th April 2023

Hassle free

The app is very simple, straightforward and easy to use. Regular notifications keep user informed and up to date. Would highly recommend Reviewed on: 11th April 2023

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