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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very good card

Excellent customer service when contacting them and great flexibility with the card itself Reviewed on: 15th January 2026

Excellent company.

Excellent company. Very good app and easy to understand Reviewed on: 15th January 2026

easy to check and keep control of my account

easy to check and keep control of my account Reviewed on: 15th January 2026

Ive never had any problems with my zopa card

Ive never had any problems with my zopa card Reviewed on: 15th January 2026

Really easy to apply, great starting limit an super...

Really easy to apply, great starting limit an super fast delivery of card Reviewed on: 15th January 2026

Zopa has been brilliant.

Zopa has been brilliant. Never had any problems since being with zopa Reviewed on: 15th January 2026

Have Zopa and is helping me rebuild my credit rating.

Have Zopa and is helping me rebuild my credit rating. Recommend Reviewed on: 15th January 2026

Zopacard

Application easy to fill and have never had a problem using my card Reviewed on: 15th January 2026

Brilliant, fast transaction very happy customer

Brilliant, fast transaction very happy customer Reviewed on: 15th January 2026

Excellent credit card.

Able to get the best of the credit card. Excellent customer service Information at all times Reviewed on: 15th January 2026

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