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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Easy and clear to understand

My zopa card is the only one which shows immediate credits, transfers and payments, so when I make a payment against my balance, it shows there and then, making it easy to keep track of spending and balance. All other cards I have take two working days before anything shows, which can be annoying when the balance shown is not a true reflection. Reviewed on: 11th April 2023

Superb credit card

Very reliable card and extremely easy to work with customers services. Reviewed on: 11th April 2023

Amazing

Never had an issue. Great customer support Reviewed on: 11th April 2023

Fantastic company to deal with

Easy to apply and very helpful information provided regularly regarding credit status Reviewed on: 11th April 2023

Very recommendable

Very best credit card ever in my life as support and help given by Zopa credit card provider is very reasonable!!!!! Reviewed on: 11th April 2023

Excellent - easy to understand - useful

I have poor credit and managed to receive a card from zopa. App is easy to use and understand, great company always refer to friends. Reviewed on: 11th April 2023

Easy to use app

With Zopa it is very easy to log in, manage and view your payments. Nothing is complicated and every detail is explained simply, Any queries are dealt with professionally and efficiently giving me piece of mind. Reviewed on: 11th April 2023

Excellent

Really big help and interest rates are affordable Reviewed on: 11th April 2023

Amazing services and payment method

It’s an excellent service of payment that if you miss a payment you have one more date to pay. Reviewed on: 11th April 2023

Great UI and easy to access

Like the product. easy to access. great UI. would always recommend. Reviewed on: 11th April 2023

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