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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very recommendable

Very best credit card ever in my life as support and help given by Zopa credit card provider is very reasonable!!!!! Reviewed on: 11th April 2023

Excellent - easy to understand - useful

I have poor credit and managed to receive a card from zopa. App is easy to use and understand, great company always refer to friends. Reviewed on: 11th April 2023

Easy to use app

With Zopa it is very easy to log in, manage and view your payments. Nothing is complicated and every detail is explained simply, Any queries are dealt with professionally and efficiently giving me piece of mind. Reviewed on: 11th April 2023

Excellent

Really big help and interest rates are affordable Reviewed on: 11th April 2023

Amazing services and payment method

It’s an excellent service of payment that if you miss a payment you have one more date to pay. Reviewed on: 11th April 2023

Great UI and easy to access

Like the product. easy to access. great UI. would always recommend. Reviewed on: 11th April 2023

Good card and also can be use and get the alert

The card have an alert and what I like more is the statement that come early it give you time . Reviewed on: 11th April 2023

Excellent product

I was recommended Zopa from a friend, it was fast,reliable and the best on the market. My whole experiencehas been positive and I get all the right notifications when needed. Definitely recommend this company to others Reviewed on: 11th April 2023

Excellent credit card, user friendly

Great app, easy to use with helpful reminders. I always feel confident and in control with Zopa Reviewed on: 11th April 2023

Great

Well a great little credit card to boost your credit score up if you need to 10/10 Reviewed on: 11th April 2023

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