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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Good card and also can be use and get the alert

The card have an alert and what I like more is the statement that come early it give you time . Reviewed on: 11th April 2023

Excellent product

I was recommended Zopa from a friend, it was fast,reliable and the best on the market. My whole experiencehas been positive and I get all the right notifications when needed. Definitely recommend this company to others Reviewed on: 11th April 2023

Excellent credit card, user friendly

Great app, easy to use with helpful reminders. I always feel confident and in control with Zopa Reviewed on: 11th April 2023

Great

Well a great little credit card to boost your credit score up if you need to 10/10 Reviewed on: 11th April 2023

Really good

Zopa have been really good. At helping with hand tips on how to stay on top. They are very helpful. Keep up the good work Reviewed on: 11th April 2023

Excellent experience

When u have a query ,gets sorted. Reviewed on: 11th April 2023

Easy, simple process

No surprises, does what it says. Straightforward, no issues at all. App access anytime I need Reviewed on: 11th April 2023

Really good service

This is the second card I've had from zopa, they have always been very quick and easy to deal with. Highly recommended. Reviewed on: 11th April 2023

Fantastic service

Great service from a great team Reviewed on: 11th April 2023

Best credit card

It's actually the best card I've had overall Reviewed on: 11th April 2023

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