Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

View other Zopa products

4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Best provider ever

I love zopa because their rate is in accordance with the regulation and when it goes down they also reduce your rate. Constant communication about my credit in the app and also email. I will also recommend to friends and family. Keep up zopa Reviewed on: 11th April 2023

Customer focused company

Since joining Zopa I have constantly been pleasantly surprised by the clear communication, updates and exceptional customer service provided as a matter of course. If only all credit cards companies focussed on their customers the way Zopa do managing finances would be far easier. So Zopa - thank you and Bravo! Reviewed on: 11th April 2023

Best company

The staff's are friendly , and they give they best to resolve my issues etc... Reviewed on: 11th April 2023

Helpful and friendly

Always been there when needed and helpful if problems occur Reviewed on: 11th April 2023

10/10 - Would recommend!

Easy with great service and no issues at all! Reviewed on: 11th April 2023

Best Of The Best

Never anything less than 1st class service! Reviewed on: 11th April 2023

Fantastic Card

Best card I’ve ever had! So easy to manage with its easy to use app and instant updating. Friendly customer support team and more! Reviewed on: 11th April 2023

Fantastic

Had the card for over a year now and never once had to call and speak to anyone as it simple to use the app and is easy to understand. Also I like that once made a payment dont have to wait 2 working days to see updated balance Reviewed on: 11th April 2023

Credit card

I have a credit card with Zopa and have never had any issues. They are always in contact about any changes to my account and the app is so easy to use. I would happily recommend Zopa to anyone I know. Reviewed on: 11th April 2023

Very professional

Had an issue with card and was solved quickly Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday credit cards
from Lloyds Bank 4.09 from 68 reviews
Aqua credit cards
from NewDay 4.69 from 3313 reviews
Credit card (discontinued)
from Metro Bank 4.71 from 880 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub